March 2018, I sent my first blog. My mission is to empower you with information, so you can make the financial decisions that provide you choice to determine your future. As per the Japanese Kaizen approach, we do the same within our business and look for...
The government announced an enquiry into why the banks don't always pass on the full RBA interest rate cuts this week. Ultimately banks are a business and they operate for their shareholders, and shareholders want profits. A bank is a financial institution licensed to receive deposits...
We have all heard the stories about how people were just walking past a property where an auction was happening and then all of sudden they are the highest bidder. Some of us are not so lucky though, especially with the limited properties currently on...
Last Tuesday’s RBA rate cut came at no surprise to anyone. Our Cash Rate is now 0.75%. Great for mortgage holders, but not so great for savers. We have seen most banks only pass on 60% of the rate cut on their mortgages. Savings accounts...
You might have seen negative interest rates in the news recently. There are also a lot of factors pointing to another interest rate cut by the RBA. Our cash rate is currently at 1.00% and there isn't much more room for further cuts. Which brings...
It’s 3 pm on Sunday and I'm sitting in a room with a group of people that I don't know. The host is talking about camera lenses and it's going way over my head and I'm thinking, what am I doing here. My good friend...
Today is R U OK? day. R U OK? day is a great initiative to create awareness about the lack of conversations we have around mental health. One of the biggest impacts on mental health is financial stress. Financial stress is a taboo topic that...
It's Saturday morning, it's really cold and the rain is about to set in again. The perfect scenario for our buyers as no one should turn up to the auction they were interested in. As the auction is about the start, I look around and...
We are excited to announce that we are hiring. We have already had an enormous response to our ad, but I thought I would extend the ad to you to see if we could welcome someone from our loyal and family customer base. Below is the...
“Your rent is being increased by $200 per week”. My wife and I looked at each other in disbelief and accepted the possibility of moving out of the place we love. This is the email my wife and I received 3 weeks ago. After it all sunk...
