It’s March 2020 and we are all being told to stay home by the government. Working from home was exciting. Pyjamas replaced suits, eating everything in the pantry, not having a distinction between work / home life and working 14 hours a day was soon becoming habit. I...
We all know by now that property prices have definitely softened especially in Sydney and Melbourne. Statistics released by Corelogic have confirmed that Melbourne has seen a drop of 3.5% from March 2020 and Sydney a loss of 1.7%. But what factors have impacted property prices? Unemployment This...
I think the Government has done an amazing job responding to COVID-19 and the economic impact. Packages like JobKeeper, JobSeeker, small business loans and cash flow support for businesses have had a positive impact on many peoples lives. The Australian Government have also provided banks and...
Legally I can't give you a direct answer and tell you to fix or not to fix your interest rate, but here's what I can do. I can tell you how to think about fixed rates. With interest rates at an all-time low, and many lender’s fixed...
I usually get asked questions like, how to pay off your mortgage sooner? How do you grow your property portfolio? How do you invest more? Why are you so cool...
This is our plan on how we are dealing with COVID-19…no, this is not another blog about how a company is dealing with COVID-19. I’m sure you have read enough of those blogs. This blog is to let you know how we can help during this...
First Home Buyers bullied out of the market Even though First Home Buyers have grown in numbers over the past 12 months, investors are returning to the property market in force, pushing First Home Buyers out of the market. With low interest rates and the...
March 2018, I sent my first blog. My mission is to empower you with information, so you can make the financial decisions that provide you choice to determine your future. As per the Japanese Kaizen approach, we do the same within our business and look for...
The government announced an enquiry into why the banks don't always pass on the full RBA interest rate cuts this week. Ultimately banks are a business and they operate for their shareholders, and shareholders want profits. A bank is a financial institution licensed to receive deposits...
We have all heard the stories about how people were just walking past a property where an auction was happening and then all of sudden they are the highest bidder. Some of us are not so lucky though, especially with the limited properties currently on...